Lab

Install Tivio Lab

Add to your home screen

Open in Safari

Make sure you're using Safari browser

Tap the Share button

Look for the icon

Tap "Add to Home Screen"

Scroll down and tap "Add to Home Screen"

Tap "Add" to confirm

Done! Tivio Lab is now on your home screen 🎉

Open in Chrome

Make sure you're using Chrome browser

Tap the Menu button

Look for the icon

Tap "Add to Home screen"

Or tap "Install app" if available

Tap "Add" or "Install"

Done! Tivio Lab is now on your home screen 🎉

Once installed, Tivio Lab will work offline and launch like a native app!

Financing Tools

5 free calculators for landlords and property managers

100% Free No Signup Required

Smart financing can dramatically improve your investment returns. These calculators help you evaluate loan options, calculate true borrowing costs, and optimize your mortgage strategy.

Whether you're comparing refinance scenarios, deciding whether to buy down your rate, or calculating HELOC availability for your next investment, these tools help you make informed financing decisions.

All Financing Tools Calculators

Down Payment Calculator

Calculate down payment needed

Refinance Savings Calculator

Calculate potential refinance savings

Points vs Rate Calculator

Should you buy down your rate?

PMI Calculator

Calculate private mortgage insurance

HELOC Available Calculator

Calculate available home equity line

Frequently Asked Questions

Generally when you can reduce your rate by 0.5-1% or more. Calculate break-even point: closing costs ÷ monthly savings = months to recoup costs. If you'll stay longer, refinancing likely makes sense.

Put down at least 20% to avoid PMI. For investment properties, most lenders require 20-25% down anyway. PMI typically costs 0.5-1% of loan amount annually.