Lab

Install Tivio Lab

Add to your home screen

Open in Safari

Make sure you're using Safari browser

Tap the Share button

Look for the icon

Tap "Add to Home Screen"

Scroll down and tap "Add to Home Screen"

Tap "Add" to confirm

Done! Tivio Lab is now on your home screen 🎉

Open in Chrome

Make sure you're using Chrome browser

Tap the Menu button

Look for the icon

Tap "Add to Home screen"

Or tap "Install app" if available

Tap "Add" or "Install"

Done! Tivio Lab is now on your home screen 🎉

Once installed, Tivio Lab will work offline and launch like a native app!

Tax & Financing

5 free calculators for landlords and property managers

100% Free No Signup Required

Understanding the tax and financing side of real estate can make or break your investment returns. These calculators help you project depreciation deductions, estimate closing costs, and evaluate financing options.

From calculating depreciation for tax benefits to determining LTV for loan qualification, these tools help you optimize the financial structure of your real estate investments.

All Tax & Financing Calculators

Depreciation Calculator

Calculate IRS depreciation for rental properties

Loan-to-Value Calculator

Determine LTV ratio and PMI requirements

Property Appreciation Calculator

Project future property values

Closing Costs Calculator

Estimate buyer and seller closing costs

Property Tax Calculator

Calculate annual and monthly property taxes

Frequently Asked Questions

The IRS allows you to deduct building value (not land) over 27.5 years for residential or 39 years for commercial. This non-cash deduction reduces taxable income while you hold the property.

Most investment property lenders cap LTV at 75-80%, requiring 20-25% down payment. Lower LTV often qualifies for better rates. Primary residence loans allow up to 97% LTV.