Down Payment Calculator
Use this free Down Payment calculator to make better property management decisions. Enter your values below to get instant results.
Calculate Now
How to Use This Calculator
- 1 Enter purchase price
- 2 Enter down payment percentage
- 3 Calculate down payment amount
- 4 See resulting loan amount
- 5 Compare different scenarios
Example Calculation
Options for $380K investment property
Inputs:
- Price: $380,000
- Options: 20%, 25%, 30%
Result:
20%: $76K | 25%: $95K | 30%: $114K
Important Considerations
- • FHA allows 3.5% on primary
- • House hacking has lower requirements
- • Seller financing may vary
Frequently Asked Questions
Most require 20-25%. Some require 30% for 2-4 units. Lower options exist but with higher rates.
Not necessarily. Larger down = lower payment, better rate, less risk. But ties up capital and reduces leverage.
Manage units, leases, and maintenance in one place
Tivio Starter is free — no credit card required. Includes all 50+ calculators built-in.
Get started freeRelated Calculators
Refinance Savings Calculator
Calculate potential refinance savings
Points vs Rate Calculator
Should you buy down your rate?
PMI Calculator
Calculate private mortgage insurance
HELOC Available Calculator
Calculate available home equity line
Prorated Rent Calculator
Calculate partial month rent for move-ins and move-outs
Automate Your Property Management
All 50+ calculators built-in, plus rent collection, maintenance tracking, tenant screening, and more.
Start Free Trial