CapEx Reserve Calculator
Use this free CapEx Reserve calculator to make better property management decisions. Enter your values below to get instant results.
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How to Use This Calculator
- 1 List major components (roof, HVAC, etc.)
- 2 Estimate replacement cost for each
- 3 Estimate remaining life
- 4 Calculate annual reserve per component
- 5 Sum for total CapEx reserve
Example Calculation
Roof (20yr life, 10 remaining, $12K cost)
Inputs:
- Cost: $12,000
- Remaining: 10 years
Result:
Annual reserve: $1,200/year for roof alone
Important Considerations
- • Older properties have higher near-term CapEx
- • Home warranties may offset some costs
- • Insurance covers some catastrophic items
Frequently Asked Questions
Capital expenditures: major replacements like roof, HVAC, appliances, flooring. Separate from routine maintenance.
List items, estimate cost and life. Reserve = Cost ÷ Remaining Life. Total all items. Usually $100-300/month for SFR.
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